Simply Explained
by Suraj.

Plain-English cybersecurity for the people attackers actually target — seniors answering scam calls, youngsters setting up their first accounts, families keeping a household safe online. No jargon and no scare tactics: what the attacks look like, and the few habits that stop most of them. For fellow practitioners, the technical field notes live on their own page — the Field Notes tab above.

Threat Monitor Updated Nov 1, 2026

What to watch this week

The scams and threats moving right now — in plain English, with the chapter that beats each one.

$3B+

fraud losses reported by Americans 60+ in 2025

Source: FTC
50,000+

financial sextortion reports in 2025

Source: NCMEC
1.4M

online enticement reports in 2025

Source: NCMEC

Updated every Wednesday, alongside the new chapter. Figures: FTC and NCMEC published reports. This panel informs — it never frightens.

Why this blog exists

the short version

I was on the other side of this once. I was not a security person; I did not know how these attacks worked, and I could have been fooled by the same calls and messages that fool people every day. Now I work in cybersecurity — and this blog is how I bring everyone else across with me.

Most security writing is written for security teams. This one is written for everyone else: for the senior deciding whether that call is really her bank (it almost never is), for the youngster opening a first account, for the family that shares one Wi-Fi network and a dozen passwords. If my memoir sent you here — welcome. Start with these:

The Call That Isn’t Your Bank · The Flaw Was Hiding in the Compression Library · Ransomware Still Walks In Through the Front Door · The Warning List Arrives Late. Don’t Wait for It. · The Teammate Who Isn’t Twelve

Writing

start here

Explained Simply — for everyone

Plain-English lessons on the scam calls, passwords, updates and habits that decide whether a household stays safe online. Written for seniors, youngsters and families — start here.

Fellow practitioners: my technical notebook — GRC engineering and security automation — has its own page: Field Notes →

What I write about

the recurring themes
01Scam calls & texts 02Staying safe after 60 03Family passwords & accounts 04Youngsters online 05Updates, backups & the basics

About the author

the short version
Suraj Padmakaran

Suraj Padmakaran

A cybersecurity practitioner, writing for everyone

By day, I work in cybersecurity — governance, risk and compliance (GRC): helping organisations prove their systems are safe, and building small automations that turn hours of manual checking into minutes. It’s good work, and I’m glad to do it.

But the people attackers actually go after are rarely in those buildings. They’re grandparents answering the phone, youngsters in their first game chat, families just trying to get through the week — and almost nobody explains this stuff to them in words they’d actually use. So that’s what I do here: I take what I know and translate it into plain English. What the scams look like. The few habits that stop most of them. No jargon, no scare tactics, nothing to sell you.

I wasn’t always on this side of it — I once knew none of this, and I could have been an easy target myself. If a chapter here saves one family one bad phone call, it has done its job. There’s a new one every Wednesday. (Fellow practitioners: my technical writing lives under Field Notes.)

CISACertified Information Systems Auditor CRISCCertified in Risk & Information Systems Control Security+CompTIA

These chapters are becoming a book

in the works

Everything on this page is a chapter in the making. The book is called Explained Simply — a family guide to staying safe online: the scam calls, the delivery texts, the game chats — taken apart in plain English, each chapter ending with a checklist your family can actually use.

Part I — The Knock at the Doorthe scams that come to you
Part II — Locking Your Own Doorspasswords, accounts and updates
Part III — The Whole Familyyoungsters, games, and the machinery underneath

It will be published in large print first — the people who need it most shouldn’t have to squint to read it. Chapters will keep appearing here as the book comes together. Want to know when it’s out? Join the email list below — subscribers hear first.

Free guides — Online Safety 101

free when you subscribe

Four short, printable quick references — one for each person a scam comes for. Each is an A–Z of what the caller or sender says, the one move that stops it, and exactly who to call if it already happened. Free when you subscribe — pick yours below.

Senior Online Safety 101 cover — a telephone on a table, a scam call stopped by a shield

Senior Online Safety 101

Every scam call, text and pop-up, A to Z — in large print, made to keep by the phone.

Parent Online Safety 101 cover — a parent and teenager at a table, a stranger's message stopped by a shield

Parent Online Safety 101

Sextortion, gaming-chat strangers and the first hour after it happens — for parents of teenagers.

Teen Online Safety 101 cover — a gaming headset, controller and phone, a stranger's chat stopped by a shield

Teen Online Safety 101

Written for teenagers themselves: the DM that turns into blackmail, and exactly how it stops.

Online Safety 101 cover — a front door with a shield for a porch light, a phone and a parcel stopped at the step

Online Safety 101

The whole A–Z for everyone — a scam dictionary for your phone and your inbox.

Subscribe below, pick your guide on the form, and we’ll send it to your inbox. Go to subscribe ↓

Subscribe and get a free guide

free, always

Subscribe and your first email brings you one of the four Online Safety 101 guides above, free. After that, a new plain-English lesson most weeks — the latest scam making the rounds, the habit that defeats it, the warning worth knowing about. Written for seniors, youngsters and families, and for the people who look out for them.

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All writing
Field Notes

For fellow practitioners.

My professional notebook: GRC engineering and security automation, written for people who do this work. The plain-English lessons for everyone else live on the home page.

What the field notes cover

the recurring themes
01Security automation 02GRC engineering 03PowerShell & Python for defenders 04Continuous compliance 05Evidence pipelines 06Vulnerability data wrangling 07Audit readiness 08AI-assisted security ops
All writing

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Simply Explained by Suraj
A SafeGrade project · Cybersecurity, explained simply · A new chapter every Wednesday
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